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		<title>New Articles on the Internet About Lender Scrutiny and Extra Costs to Consumers</title>
		<link>http://www.terrascopeappraisal.com/?p=231</link>
		<comments>http://www.terrascopeappraisal.com/?p=231#comments</comments>
		<pubDate>Thu, 26 Aug 2010 02:50:26 +0000</pubDate>
		<dc:creator>michaeleachus</dc:creator>
				<category><![CDATA[Residential Appraisal]]></category>

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		<description><![CDATA[Today, I came across this article on MLS Real Estate : http://realestate.msn.com/article.aspx?cp-documentid=24569959&#38;Gt1=35006   It is an interesting and well informed piece, but I feel I must add my own &#8220;two-cents&#8221;&#8230; The first quote I came across in this article is: &#8220;Any time you have a market in transition, appraisals aren&#8217;t going to keep up because [...]]]></description>
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		<title>Good News for Appraisers?</title>
		<link>http://www.terrascopeappraisal.com/?p=211</link>
		<comments>http://www.terrascopeappraisal.com/?p=211#comments</comments>
		<pubDate>Tue, 29 Jun 2010 00:08:54 +0000</pubDate>
		<dc:creator>michaeleachus</dc:creator>
				<category><![CDATA[Residential Appraisal]]></category>
		<category><![CDATA[AMC]]></category>
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		<guid isPermaLink="false">http://www.terrascopeappraisal.com/?p=211</guid>
		<description><![CDATA[So far, it looks like we may be seeing the first good news in the Appraisal Industry after over a year since the HVCC went into effect. This comes in the form of  H.R. 4173, the Restoring American Financial Stability Act of 2010; if enacted, this could mean loads of good news for appraisers who [...]]]></description>
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		<title>Out of State AMC’s Hurt Local Appraisers and Impact State and Local Economies</title>
		<link>http://www.terrascopeappraisal.com/?p=50</link>
		<comments>http://www.terrascopeappraisal.com/?p=50#comments</comments>
		<pubDate>Mon, 12 Apr 2010 23:05:29 +0000</pubDate>
		<dc:creator>michaeleachus</dc:creator>
				<category><![CDATA[Residential Appraisal]]></category>
		<category><![CDATA[AMC]]></category>
		<category><![CDATA[appraisal]]></category>
		<category><![CDATA[Appraiser]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[home loan]]></category>
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		<category><![CDATA[mortgage]]></category>
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		<category><![CDATA[Seattle]]></category>
		<category><![CDATA[seattle appraiser]]></category>
		<category><![CDATA[washington]]></category>

		<guid isPermaLink="false">http://brandongroce.com/terrascope/?p=50</guid>
		<description><![CDATA[What is an AMC? An Appraisal Management Company is the new “firewall” between lenders and appraisers implemented as a consequence of the Home Valuation Code of Conduct (HVCC) that went into effect earlier this year. The AMC is a middle-man thrown into the process that currently has little to no oversight and many do not fully understand the appraisal or lending industries. As a matter of fact, in many states, AMCs are not licensed or regulated and can operate from out-of-state. Because AMCs typically rely heavily on shaving a portion of the appraisal cost off of the appraiser’s established fee, these out-of-state AMCs are not only hurting the bottom lines of small appraisal businesses and independent appraisers, but ultimately harming our state revenues and local economies. In the past few years, there has been new lending, agent, and appraiser regulation in Washington State including loan originators to be licensed, appraisal and agent trainees to be licensed, and several consumer-based laws that have subsequently been implemented around these professions; the spirit of these laws (for the most part) was to have loan originators be licensed, not only as consumer protection, but also insuring that revenue from transactions occurring within Washington would stay within our state; thus, improving our economy. ]]></description>
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		<title>Politics at Their Worst!</title>
		<link>http://www.terrascopeappraisal.com/?p=14</link>
		<comments>http://www.terrascopeappraisal.com/?p=14#comments</comments>
		<pubDate>Tue, 06 Apr 2010 15:33:40 +0000</pubDate>
		<dc:creator>michaeleachus</dc:creator>
				<category><![CDATA[Residential Appraisal]]></category>
		<category><![CDATA[appraisal]]></category>
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		<category><![CDATA[cutting-edge]]></category>
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		<category><![CDATA[politics]]></category>
		<category><![CDATA[protection]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Seattle]]></category>
		<category><![CDATA[state]]></category>
		<category><![CDATA[valuation]]></category>
		<category><![CDATA[value]]></category>
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		<guid isPermaLink="false">http://brandongroce.com/terrascope/?p=14</guid>
		<description><![CDATA[How many Washington state residents know about the “political window dressing” that Christine Gregoire is trying to pull down over their eyes? Well, I as a small business owner, certified appraiser, and local professional for over ten years in this state know that something stinks! I recently attended the Appraiser’s Coalition of Washington State Meeting [...]]]></description>
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